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44 Milton Ave., #115, Alpharetta, GA 30009

770-727-4080
rick.foster@guardianfiduciarypartners.com

Our Services
Solutions Designed Around Your Life

Our Comprehensive SolutionsFinancial guidance built around your family’s next decades

Our Comprehensive Solutions
Financial guidance built around your family’s next decades

Retirement dates move closer while accounts sit scattered across different institutions. Questions about what will pass to children and grandchildren eventually need real answers too. We advise as a fiduciary, in our advisory relationships, which means every recommendation is made with the client’s interests placed ahead of our own.


Retirement planning

What will your income look like when the paychecks stop?

A retirement date on the calendar brings practical questions about where monthly income will come from and how Social Security fits alongside savings. We map out income for the years ahead and test it against rising costs and market swings, then revisit it as circumstances change.

  • Social Security claiming strategy
  • Withdrawal order across IRAs, 401(k)s, and taxable accounts
  • Required minimum distribution planning

Investment management

Why does your portfolio look the way it does?

Every holding in a portfolio has a job, such as growth, income, or stability, and each one should be explainable in plain language. We build portfolios around a client’s timeline and income needs, then review them regularly as markets and circumstances shift.

  • Diversification across stocks, bonds, and other asset types
  • Periodic rebalancing back to a target mix
  • Tax-aware placement of investments across account types                                              *There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.  Rebalancing a portfolio may cause investors to incur tax liabilities and/or transaction costs and does not assure a profit or protect against a loss.

Legacy and estate planning

Who receives what you’ve built, and how?

Family wealth reaches the next generation more smoothly when beneficiary designations match the wishes written into a will or trust. We work alongside a client’s estate attorney and tax professional to line those documents up with the rest of the financial plan, and we talk through how assets might pass to children and grandchildren.

  • Beneficiary designation reviews
  • Trust funding and how trusts hold assets for heirs
  • Charitable giving through donor-advised funds                                                                          *Guardian Fiduciary Partners and LPL Financial do not provide legal advice or services.  Please consult your legal advisor regarding your specific situation.

Financial planning

Does everything you own point toward the same goals?

A mortgage payoff date and a child’s tuition bill each carry their own deadlines and trade-offs, and both draw from the same income. We lay out cash flow and savings targets in a single plan, add insurance coverage where gaps exist, and update the plan as life moves.

  • Cash flow and budgeting analysis
  • Education funding through 529 plans
  • Life and long-term care insurance reviews

Get Started
Let's See If We're a Good Fit

No pressure, no obligations — just a real conversation about where you are and where you'd like to go. We'd love to hear your story.

Let's Build Your Plan